Pension fund property

Your IFA may advise you that purchasing property through a SIPP (Self-Invested Personal Pension Scheme) or an SSAS (Small Self-Administered Scheme) can be an excellent way of managing your pension tax-efficiently or releasing equity from business premises. To help you navigate these complexities, you will need specialist legal advice from property lawyers with in-depth knowledge of SIPP or SSAS regulations.

Key Contacts

Alex Pinhey

Alex Pinhey


Michael Tatters

Michael Tatters


Buying and managing commercial property in pension funds

At Thrings, we have a dedicated team of property lawyers who specialise in the acquisition, investment management and disposal of commercial property in pension funds. Routinely instructed by high-profile insurance companies who administer SIPPs and SSASs for clients, we buy, sell and lease properties throughout England and Wales. These include offices, industrial and retail units, agricultural land and development sites specifically for SIPPs and SSASs.

Offering expertise in commercial conveyancing, we also have considerable knowledge of the Inland Revenue Regulations that govern these complex schemes. This means we can skilfully guide you through the process of acquiring commercial property through your pension scheme.

Above all, we will work to understand the commercial imperatives of your pension fund property investments, responding with a commercially-focused, bespoke approach to help you achieve your objectives.


Our Commercial Property Team has been involved in a number of high-profile cases. Highlights include:

  • advising on the sale of the headquarters of a Top 100 law firm to institutional investors for a price in excess of £4m
  • advising on the transfer of a portfolio of over 100 properties between pension fund trustees
  • advising on the purchase of a multi-let office building in the Midlands, for a price of £2m


Our expertise in this area encompasses:

  • property acquisition
  • conditional contracts
  • property disposals

Case Studies

Cows on a farm

Alex Pinhey, Partner in our Commercial Property Team, helped Charlie Hoblyn purchase 58 acres of his family’s former estate, which was held by a trust. With Alex’s advice, My Hoblyn achieved this purchase with a combination of financing, including his Self Invested Personal Pension (SIPP).


Alex Pinhey and Rosalind Sopel have a vast amount of pensions knowledge and a real willingness to help.

The Legal 500